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Breaking News
The Future of Contracting: Is the Umbrella Model Here to Stay?
22/12/2025
Exclusive Interview with Chris Bryce – CEO of the FCSA
20/12/2025
HMRC release umbrella company calculator tool to help contractors and supply chain bodies
Balancing Work and Life: Accessing Legal Support When It Matters
18/12/2025
how to read a key information document for umbrella contractors
How to Read a Key Information Document (KID): What Contractors Often Miss
18/12/2025
What Happens to Your Umbrella Employment When a Contract Ends?
15/12/2025
HMRC Breaks New Ground: Employment Agency Named for Tax Avoidance Failings
13/12/2025
Recruiters Referring Contractors
What Recruiters Must Know Before Referring Contractors to Umbrella Companies
11/12/2025
Umbrella Company “Pay Now, Tax Later” Schemes: Red Flags to Avoid
08/12/2025
HMRC November 2025 Update: Several New Companies Added to Avoidance List
07/12/2025
How to Report Umbrella Company Misconduct to HMRC — Step-by-Step
04/12/2025
Umbrella Companies and Workplace Pensions: What You Need to Know About Auto-Enrolment
01/12/2025
How the 2026 Umbrella Reforms Could Reshape Contractor Pay
27/11/2025
Umbrella Company Holiday Pay: How It Should Be Calculated (and Common Tricks to Watch For)
24/11/2025
What HMRC’s New Compliance Crackdown Means for Umbrella Contractors
20/11/2025
Understanding Your Umbrella Contract: Key Clauses Every Worker Should Read
17/11/2025
What to Do If Your Umbrella Company Goes Bust — and How to Protect Yourself
13/11/2025
Umbrella company payslips vs agency PAYE payslips: What’s the difference?
10/11/2025
The Real Cost of Working Through an Umbrella: Comparing Take-Home Pay Scenarios
06/11/2025
HMRC October 2025 Update: Three More Companies Named on Avoidance List
04/11/2025
How to Choose a Compliant Umbrella Company in 2026: What to Check Before You Sign
03/11/2025
Ghost Payroll Schemes: Why Contractors Must Stay Vigilant
30/10/2025
Mini-Umbrella Company Scam: How to Spot a Scam and Protect Yourself
27/10/2025
Cost of Living in 2025: Why Umbrella Workers Are Among the Most Affected
23/10/2025
Umbrella Workers and Redundancy Rights: A Grey Area in Employment Law?
20/10/2025
HMRC release umbrella company calculator tool to help contractors and supply chain bodies
Umbrella Worker Redundancy Checklist: How to Protect Your Rights and Claim What You’re Owed
20/10/2025
Maternity, Paternity and Sick Pay Rights for Umbrella Employees
16/10/2025
Umbrella Workers and Student Loan Repayments Explained
13/10/2025
Umbrella Companies and Mortgages: What Brokers Need to Know
09/10/2025
TUPE Transfers: What Contractors Need to Know When Moved Between Umbrella Companies
06/10/2025
HMRC September 2025 Update: Endeavour Services Ltd Added to Named Tax Avoidance Schemes
03/10/2025
Should You Switch Umbrella Companies? A Step-by-Step Guide
02/10/2025
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01/10/2025
Employer’s National Insurance: Why Umbrella Workers End Up Paying It
25/09/2025
Can Umbrella Workers Claim Expenses in 2025? The Full Rules Explained
22/09/2025
HMRC Names Five Accountancy Firms Over Tax Avoidance Referrals
18/09/2025
How Much Do Umbrella Companies Cost? Hidden Fees Explained
18/09/2025
MPs Reject Lords’ Amendments to the Employment Rights Bill: Why Umbrella Regulation Cannot Wait
16/09/2025
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15/09/2025
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11/09/2025
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08/09/2025
Barrister Named in HMRC Tax Avoidance Crackdown — A First for the Profession
04/09/2025
Status Determination Statement (SDS): A Contractor’s Guide
04/09/2025
HMRC August 2025 Update: Four More Companies Named for Suspected Tax Avoidance
02/09/2025
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iConsult Umbrella Enters Liquidation: What Contractors Need to Know
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Learn About IR35 and Umbrella Companies: A Guide for Contractors
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Contractor Notice Periods: Understanding Agency, Client and Umbrella Terms
21/08/2025
Making Tax Digital Self Assessment: What’s Changing from April 2026
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How New Legislation Will Benefit FCSA Umbrella Companies
14/08/2025
National Minimum Wage April 2026: Forecasted Rise and What It Could Mean for Contractors
11/08/2025
What Is the FCSA and Why Does It Matter?
07/08/2025
HMRC July 2025 Update: Five More Umbrella Companies Named for Suspected Tax Avoidance
05/08/2025
CIS Contractors: How to Complete Your 2024/25 Self-Assessment Return
04/08/2025
Gig Worker Crackdown: Will Umbrella Companies Fill the Gap?
31/07/2025
Umbrella- Agency Relationships: What Contractors Need to Know
30/07/2025
Umbrella Company Reform: What Agencies and End Clients Must Do Now
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Finance Bill 2025: Government to Crack Down on Umbrella Company Non-Compliance
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The Role of Technology in Enhancing HR Compliance and Efficiency
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The Role of Technology in Enhancing HR Compliance and Efficiency
How Much Pension Do You Need for a Comfortable Retirement in the UK?
17/07/2025
The Role of Technology in Enhancing HR Compliance and Efficiency
HMRC Adds Four Companies to Named Tax Avoidance Schemes List
14/07/2025
The Role of Technology in Enhancing HR Compliance and Efficiency
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The Role of Technology in Enhancing HR Compliance and Efficiency
The Role of Technology in Enhancing HR Compliance and Efficiency
10/01/2025
HMRC release umbrella company calculator tool to help contractors and supply chain bodies
HMRC release umbrella company calculator tool to help contractors and supply chain bodies
04/12/2024
How can agencies and end clients prepare for the changes announced in the Autumn Budget 2024?
How can agencies and end clients prepare for the changes announced in the Autumn Budget 2024?
14/11/2024
Employer’s National Insurance is rising from 13.8% to 15%
Employer’s National Insurance is rising from 13.8% to 15%
08/11/2024
Autumn Budget 2024 What Were The Chancellors Key Announcements
Autumn Budget 2024: What were the Chancellors’ Key Announcements?
30/10/2024
Why do umbrella company illustrations differ between providers
Why do umbrella company illustrations differ between providers?
18/10/2024
How to Create Memorable Brand Experiences That Drive Results
How to Create Memorable Brand Experiences That Drive Results
16/10/2024
Contractor's Edge: Making Your CV Stand Out in the Umbrella Company Sector
Contractor’s Edge: Making Your CV Stand Out in the Umbrella Company Sector
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What is an umbrella company margin
What is an umbrella company margin?
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Umbrella company vs limited company
Umbrella company vs limited company
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How much money will I earn when I work via an umbrella company
How much money will I earn when I work via an umbrella company?
23/09/2024
UK Supreme Court rejects PGMOL appeal over £584,000 tax bill
UK Supreme Court rejects PGMOL appeal over £584,000 tax bill
19/09/2024
Do contractors using an umbrella company need to submit a self-assessment tax return
Do contractors using an umbrella company need to submit a self-assessment tax return?
11/09/2024
Umbrella company vs agency PAYE: what is the difference?
Umbrella company vs Agency PAYE: what is the difference?
02/09/2024
HMRC press release: £900,000 penalty for promoter of tax avoidance scheme
HMRC press release: £900,000 penalty for promoter of tax avoidance scheme
22/03/2024
Spring Budget 2024 - The Chancellors Key Announcements
Spring Budget 2024: The Chancellors Key Announcements
08/03/2024
What is agency PAYE?
What is agency PAYE?
07/03/2024
What are the disadvantages of becoming an umbrella company employee?
What are the disadvantages of becoming an umbrella company employee?
07/03/2024
What are the benefits of becoming an umbrella company employee?
What are the benefits of becoming an umbrella company employee?
07/03/2024
What are the advantages and disadvantages of contracting via a Personal Service Company (PSC)?
What are the advantages and disadvantages of contracting via a Personal Service Company (PSC)?
07/03/2024
Spotting a tax avoidance scheme in 2024
Spotting a tax avoidance scheme in 2024
07/03/2024
How to set up a limited company in the UK
How to set up a limited company in the UK
07/03/2024
Contracting in the UK – when should you consider becoming a contractor?
Contracting in the UK: When should you consider becoming a contractor?
07/03/2024
A guide to help contractors and freelancers choose a compliant umbrella company
A guide to help contractors and freelancers choose a compliant umbrella company
07/03/2024
HMRC expose new “complex tax avoidance scheme”
HMRC expose new “complex tax avoidance scheme”
29/02/2024
Contractor Guide - An overview of IR35 legislation and the off-payroll working rules
Contractor Guide – An overview of IR35 legislation and the off-payroll working rules
13/02/2024
How advanced tech can ensure contractor compliance and safety
How advanced tech can ensure contractor compliance and safety
01/02/2024
Streamlining your contracting business: Tools and techniques for success
Streamlining your contracting business: Tools and techniques for success
30/01/2024
The best ways to boost awareness of your business
The best ways to boost awareness of your business
30/01/2024
FAQ – Do I have to use an umbrella company for my payroll?
FAQ – Do I have to use an umbrella company for my payroll?
30/01/2024
5 things we have learned about the umbrella company marketplace in 2023
5 things we have learned about the umbrella company marketplace in 2023
18/12/2023
How to cut down costs when freelancing
How to cut down costs when freelancing
04/12/2023
Profit with Purpose: Embedding Sustainability in the Business Agenda
Profit with purpose: Embedding sustainability in the business agenda
04/12/2023
Small Business Wisdom: The Art Of Delegation For Thriving Entrepreneurs
Small business wisdom: The art of delegation for thriving entrepreneurs
04/12/2023
Alliance (CS) Ltd awarded Professional Passport accreditation
Alliance (CS) Ltd awarded Professional Passport accreditation
30/11/2023
Try the free and comprehensive umbrella company calculator built by Payslip Buddy
Try the free and comprehensive umbrella company calculator built by Payslip Buddy
24/11/2023
The FCSA's Chief Executive, Chris Bryce, shares his views on the Autumn Statement 2023
The FCSA’s Chief Executive, Chris Bryce, shares his views on the Autumn Statement 2023
22/11/2023
A summary of the Autumn Statement 2023, announced by Chancellor Jeremy Hunt
A summary of the Autumn Statement 2023, announced by Chancellor Jeremy Hunt
22/11/2023
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  • loans for self employed

Bank of Ireland to Introduce Mortgages for Contractors

Posted by UCHQ Team By UCHQ Team 24/03/2017
I've said it before and I will say it again...getting a mortgage if you are a contractor is tough. Most people who apply are declined, that is the reality.
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